2015年6月16日星期二

The credit card is dealt with and use of skills

Now my credit card is very simple, take your id card to a bank to deal with.Of course, if you can provide your property certificate, such as car certificates, certificate of property, etc., will you apply for credit card limit is much higher, and easy to deal with success.

Credit card use skills:
1, when away from home, don't bring mobile phone, PDA and other magnetic items and credit CARDS are put together, lest magnetization;Bank card between best it doesn't matter to put, prevent the mutual interference between magnetic stripe.Want to know, bank card has an easy "injured" magnetic stripe.

2, before going out, it is better to try out in advance whether you that long holiday card can work normally.Some CARDS due to have no use for a long time, when I went away to remember to use it, need to pay and brush card out, hard to avoid embarrassment.

3, in a short period of time don't madness, it is easy to be alert to the banking system as "stolen card" used, need to buy the best one-time buy neat, unified credit card.In addition, knowing he ever victorious, before going out for your best credit, so that when the time comes to natural and unrestrained overdraw a confronted with merchants to refusal of payment.

4, keep good deal slip.If the card transactions occur because of an inter-bank or trans-regional repeat the phenomenon such as deductions, should by the transaction slip contact card issuers;If, on the other hand, when ATM withdrawals, discarded slip and will also have an opportunity to bank card crimes.
 
5, brush calorie of consumption after received from bank statement should be checked with card, if you need audit shall be received through the customer service center within 15 days after the query.Because China's bank card center working group for credit query time have specific provision, the pupil once more than time limit, according to the practice, the issuing bank to accept special investigation and the right of recourse.


 6, if there is going to abroad, should be to deal with international card a month earlier than usual.Because of its audit, make time to 12 working days, and will send the password days later.

7, good signature.International card in use outside the territory of China, with authorized signature to pay, without passwords or certificates, so you first thing after I receive my international card besides verification name correctly or not, should also be of the sign on the top of the international card magnetic stripe on the back of a bar codes, good words, the signature of the best, of course, is not easily imitated by others.

8, saving money into the card to see clearly.International credit card belongs to borrow write down card, to encourage the reimbursement after be being consumed first, so if foreign currency deposit to the international credit card first, there is no any interest on these foreign currency;And international debit card is first to save after spending, so to have less money in international debit card period of interest.

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