Credit card noun meaning

Line of credit
Credit refers to the bank at the time of approval of your credit card to give you a highest overdraft limit of credit card, you can brush calorie of consumption, inside the line in this more than the limit can't normal brush calorie of consumption.Credit is based on the information you provided when you apply for a credit card and provide relevant documents approved by the comprehensive evaluation, the main card and supplementary card share the same lines.In general, dual-currency credit card the amount of RMB $lines and lines can be mutual conversion, for example: your limit is 30000 RMB, when you use overseas card, your credit limit is roughly equivalent to $5000.

Credit limit will be adjusted on a regular basis by the bank, but you can take the initiative to adjust the credit limit to provide proof of financial resources related requirement.In addition, when you travel abroad, moved into higher cost, and so on and so forth in a certain time limit, may be required to raise temporary credit limit.
What is a "second line"
The second line, the so-called installment to use lines, he is a do not take up your original lines of a topical lines.According to ME 51 to support stages using the amount of the second bank and everbright bank, bank of China.

Trading day
The date of the cardholders' actual card transactions.
Charge to an account,
Is also called the billing date "refers to the cardholder card after the deal, the issuing bank will be the date of the transaction amount credited to the credit card account, or the issuing bank in accordance with the relevant agreement will be the date of the relevant expenses to their credit card accounts.General accounting, for the cardholder real consumption day on the second day, such as: on December 1, you shopping consumption, then the general accounting, for the December 2.
The bill,
Bills, refers to the issuing bank monthly to the cardholder's credit card account current all transactions, fees and so on carries on the summary, and interest, and calculate the cardholder current should also payment date.
reimbursement
The date of the actual repayment to the bank card payment.

Interest-free repayment period
Of non-cash transactions, from banking accounting date to expire reimbursement date for interest-free repayment period.Longest 56 days interest-free repayment period 20 days, the shortest.During this period, as long as you pay in full the current statement on this issue should also amount, it doesn't need to pay any non-cash transactions by the interest of the bank acting mat to store money (cash advance is not enjoying the preferential interest-free).

   Due to reimbursement, hairpin bank regulation cardholders should repay its all should reimbursement or minimum payments of the last date.
During the monthly bills, for example, a credit card from 28 to 201 * * * (+ 1), cases on August 28, 2012-2012 on September 27th, if any day during this period (September 23) to purchase the goods, so, trading day on September 23, 2012, the average credit card account for September 23, 2012, the bill is on September 27, 2012, (all different), if the repayment on September 25, on September 25, 2012 for reimbursement, and expire reimbursement is on October 17, 2012 (assuming a longer payment period is 20 days, on September 27, plus 20 days for October 17).
To get the longest repayment period (50 days), can choose in shopping on August 29, 2012.