Credit card use

Security issues
For convenient to use credit card, and combined with the development of science and technology changes with each passing day, after be being consumed first credit card for payment mechanism, facing the increasingly serious security card, each big international credit card group and world financial institutions are facing severe challenges.Credit card security problem is mainly divided into the following five aspects

Credit card: criminals or criminal group with false card or waste card (date/lost invalid/tape damaged... etc.) as is, direct fool merchants or issuers.
Card holders: improper safekeeping/mishandled (overdue/tape failure of credit card is not destroyed, or lost not immediately void, etc.), as well as personal identity information and inadvertently by stealing or cheating.To avoid such problems happen, citizens don't provide personal identity information and best don't delegate card agents.

Consumer business: service personnel in the process of the cardholder spending exceeds the brush, or steal their credit card information to other businesses consumption.This kind of situation both entity stores and online virtual businesses, are likely.
Card issuers: malicious computer systems, stealing customer basic information/transaction.Also have in-house staff inside job or ghost outside powers within these matters.
Trading system and mechanism, as long as it is human made or handled, is inevitable human error and error;More rigorous trading mechanism, cooperate from confirmation to clearing the world trading system, still have the possibility of being invaded, and so-called "invasion" actually also have grade difference in the level of.

Bad debts
Tianjin shunda investment management co., LTD., as long as you provide id card, certificate of house property card and work, they can be in the form of "governor recommended" number of wanting to 500000 yuan large credit card, can "fix" the Banks have everbright bank, minsheng bank, societe generale, etc

In addition to the commercial bank credit card is lax, credit card cash out criminal activities has become an important reason for the sharp increase of bad debts.Experts believe that the imperfect credit system in our country, the bank credit, POS issued examine lax, at the same time not enough protection of citizens' personal information, credit card crime intensified.[