Credit card payment by installment

Credit card payment by installment is refers to the cardholder to use credit card to large consumption, by the issuing bank to merchants paid the cardholder purchased goods (or service) of spending money, and according to the card holders to apply for, to spend money in installment by the cardholder credit card account to deduct, business card holder shall be carried out in accordance with the monthly billing amount repaid

Most Banks have a credit card installment business, installment according to different situations can be divided into shopping mall (POS) in the form of stage, through the network, mail and installment "installment" mail order and bill.

Mall in installment
Also known as the POS in installment, refers to the cardholder to shopping places, such as staging "shopping mall".In the checkout line, take the market support installment credit card to payment by installment.The cashier will be in accordance with the requirements for the cardholder's periods (such as stage 3, 6, 12, 24) a few stores to support, in special the POS machine.

Note: in the shopping mall in installment, the need for the cardholder authentication, so remember to take id card.Mall stage generally 3 free fee.Stage 6 and 12 different rates Banks charge standard.Installment of the goods as long as it is the normal store sales of goods, generally can be staging.And in many cases, the cardholder can also be multiple bundling together to checkout, and staging.

Mail order stage
Refers to the cardholder received installment mail-order catalogues of the issuing bank to send a manual (or bank online mall) in stages, make a selection from the qualified goods.And then order through online stage store, make a phone call or fax mail order in installment application methods such as staging the mail to the bank.Mail order stage generally no matter how many are not applicable to receive poundage.But due to the order cycle is long (a lot of things will more than 15 working days to get goods) and return is relatively complicated, so compare with before buying more.

Bill in installment
This is the most convenient way to a stage, each hairpin bank basic to be able to support such installments, and simple application.User as long as after brush calorie of consumption and the monthly bills sent before by phone, to the issuing bank to apply for installment.Note, however, the Banks will require some exceptions, such as with opportunistic card cannot be successful in installment.So before staging, must read manual by installments.

  Mall in installment
Each bank for different mall or furniture store, different periods will be different activities, such as large and medium-sized, suning and other large-scale electric city with several Banks to carry out promotional activities, stage 6, 12, if the customer use designated bank credit card, can enjoy preferential policies without charge.
Reimbursement means credit card installment "teaser" upgrade
For credit card payment by installment, most credit card users will not be unfamiliar.In the past, the credit card payment by installment mainly include bill stage and stage two single consumption, Banks usually installment according to the number of different, the corresponding fee.Both bills in installment and single consumption stage, its premise is to generate consumer behavior, and then the bank credit loans for amortization of the setting.

 Credit card industry
The way includes: Banks, ATM, the bank on the net, the counter transfer and telephone banking payment way.Resume credit CARDS immediately after payment, the payment is in commonly after processing, the system can be booked.
Micro silver pos mobile phone
Micro silver pos mobile phone is a personal payment terminals, mobile financial system can be used to direct credit card payments, also can undertake transfer business.Instant to account!

 Transfer/remittance payments
Mainly divided into: total and long distance an inter-bank in two ways.Whether by what way to transfer or remittance, remittance will charge a fee, and payment to the account of the time and convenience degree than counterparts in reimbursement payment, online payment, such as convenience store payment way.